Michelle Kelly-Louw, Peter Rott

The Future of Consumer Credit Regulation (eBook, ePUB)

Creative Approaches to Emerging Problems
Redaktion: Nehf, James P.

• Format: ePub

Produktbeschreibung

Effective regulation of consumer credit in modern society is an ever-changing challenge. As new forms of credit emerge in free societies, regulation often lags behind. This volume explores contemporary problems related to the regulation of consumer credit in market economies with a focus on credit extended to the most vulnerable and poorest members of the community. Written by experts in the field of consumer credit regulation from Europe, North America, Australia and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.

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Produktdetails

• Verlag: Taylor & Francis eBooks
• Seitenzahl: 256
• Erscheinungstermin: 5. Dezember 2016
• Englisch
• ISBN-13: 9781351889216
• Artikelnr.: 49367030

Autorenporträt

Michelle Kelly-Louw is Associate Professor in the Department of Mercantile Law, UNISA, South Africa. James P. Nehf is Professor of Law and Cleon H. Foust Fellow, Indiana University School of Law. Peter Rott is Professor of Law, Universitÿt Bremen.

Inhaltsangabe

Contents: Preface; Introduction; Part I Emerging Paradigms: Financial
literacy and the creation of financial citizens, Gail Pearson; Broad
standards as a vehicle for consumer rights: the case of financial products
in the United Kingdom, Iain MacNeil; From status to contract: evolving
paradigms for regulating consumer credit, Rashmi Dyal-Chand; The EU
financial services policy and its effect on consumer law, Manfred Westphal.
Part II Responsible Lending: Responsible lending or restrictive lending
practices? Balancing concerns regarding over-indebtedness with addressing
financial exclusion, Therese Wilson; Payday loans: unintended consequences
of American efforts to tame the beast, Mary Spector; Credit alternatives
and micro-lending in American immigrant communities, James P. Nehf. Part
III Debt Relief and Insolvency: Better consumer protection under the
statutory 'in duplum' rule, Michelle Kelly-Louw; A struggling social safety
net: global lessons from bankruptcy and healthcare reforms in the United
States, France and England, Robert J. Landry III and Amy K. Yarborough; The
reform of administration orders within a new consumer credit framework,
André Boraine; Defining the unincorporated business in financial distress:
should it be treated as a business or a consumer?, Anneli Loubser; Index.