Financial and Economic Literacy - Zhumadilov, Dan; Choi, Timothy
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Grounded in Research, Explained Intuitively. This book bridges the gap between basic money guides and dense academic texts, offering clear, data-based insights that anyone can understand. Drawing on over a decade of teaching economics at U.S. universities, Zhumadilov and Choi developed this book from real academic research and classroom discussions. Take charge of your financial well-being with practical insights and essential knowledge on topics like: 1. * Savvy Saving and Investing: Understand the basics of stock investing, explore key investment benchmarks, consider strategies for managing…mehr

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Grounded in Research, Explained Intuitively. This book bridges the gap between basic money guides and dense academic texts, offering clear, data-based insights that anyone can understand. Drawing on over a decade of teaching economics at U.S. universities, Zhumadilov and Choi developed this book from real academic research and classroom discussions. Take charge of your financial well-being with practical insights and essential knowledge on topics like: 1. * Savvy Saving and Investing: Understand the basics of stock investing, explore key investment benchmarks, consider strategies for managing risk, and plan for a secure retirement. * Smart Spending and Debt Management: Take control of your spending, learn how exactly credit cards work, spot and avoid scams, and create a personal budget to stay on track. Go beyond personal finance and gain a deeper understanding of the broader economic forces shaping our world: 2. * Unpacking Income Dynamics: Explore income distribution in the United States, the real impact of college degrees, and other key factors that influence your earning potential. * Decoding the Housing Market: Examine the upward trends in the housing prices and the factors behind them. * Navigating the Healthcare Maze: Dive into the complexities of the U.S. healthcare system and uncover the drivers behind rising healthcare costs. * The World of Taxes and Public Debt: Learn why we pay taxes, how much we pay, and where our tax dollars go.