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In the muffled world of finance, words often have hidden meanings, figures carry philosophies, and regulatory texts become the silent guarantors of collective stability.This is the dimension of Instruction n°014 of the Banque Centrale du Congo (BCC) - the backbone of the Congolese prudential system.But for many, this text remains a labyrinth: a dense collection of ratios, percentages and articles often perceived as a foreign language reserved for experts.And yet, behind each technical requirement lies a simple idea: prudence is not a constraint, but a wisdom applied to financial management.Guy Kebeba Itulamya has undertaken this major project to reveal this wisdom and make it accessible and understandable to all.His book, La prudence bancaire expliquée simplement : l'Instruction 014 décryptéeis a bridge between two worlds: that of technical regulations and that of day-to-day banking practice.