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Objective of economic development relies heavily on inculcation of investment habit . In the recent past the banking scenario in India is changing very fast and to keep pace with the International Banking Practices and standards, as a result of which the banks in India have been, asked to meet specific standards like capital adequacy, classification of assets, income recognition norms and utmost customer satisfaction. Many post reforms developments have been taken place so as to enables the bank to perform with improved financial strength.