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Today, Banking is an important auxiliary to trade. The process of doing banking functions deploying Information Technology is a definition of 'Electronic Banking'. Customer conveniences such as extended business hours 7-day banking, 24 hours, to 365 days. It is also known as 'Virtual Banking' that has come to be associated with electronic delivery of services. The Internet helps in reshaping work, communities, governance, education, banking and life-styles and institutions. It is not merely a cheap alternative to Value Added Networks (VANs) as the transport medium, but a major paradigm shift.