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In Haiti, financial exclusion remains a major brake on economic and social development. A large proportion of the population, particularly in rural areas, has no access to traditional banking services, limiting their ability to save, invest and participate fully in the formal economy. Faced with this reality, digital technologies and mobile money offer new prospects for promoting financial inclusion. Drawing on the theories of territorial imbrication and incompatibility of public choices developed by Christophe Providence, this book highlights the tensions and inconsistencies between public strategies and the real needs of populations in terms of financial inclusion. Beyond the diagnosis, this book proposes strategic recommendations and perspectives for innovation to build a more inclusive and sustainable financial ecosystem. It is aimed at public decision-makers, researchers, economists, financial operators and entrepreneurs wishing to understand the challenges of digitizing financial services in Haiti and other similar contexts.