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Empower kids ages 12-13 to learn about money and financial concepts with relatable lessons about earning, using a budget, using a bank, and more. Financial concepts and life skills topics in this workbook include: * going shopping * earning money * paying bills * using a budget * using a bank * using a credit card * using money in different countries Kids learn important life skills about how money works in everyday situations such as working at a job, paying for utilities, and using mileage rewards. Knowing what choices and decisions there are to make in real-world situations, and how to use the math concepts and skills they are learning in school in those situations, gives kids a boost in confidence and a head start in life! Seven engaging units feature: * Realistic fiction stories with illustrations depicting real-world situations * Vocabulary words and definitions about the topic and financial concept * Concept activities that ask kids to give their opinions and share their thinking * Math word problems about the financial literacy topic Hands-on activities that use play money About Evan-Moor Igniting young minds to help every child learn and succeed Evan-Moor creates engaging and meaningful learning resources for children in grades PreK-8. Trusted by parents and teachers for over 45 years, Evan-Moor's award-winning resources are thoughtfully developed to nurture children's hearts and minds to help them reach their full potential.