This valuable resource helps you understand how your credit score impacts your financial future, highlighting CIBIL's role in assessing creditworthiness for loans and credit cards. It emphasizes the importance of timely repayments, effective debt management, and offers practical tips. Through real-life stories, it empowers readers to overcome credit challenges and make informed financial decisions. With 20 years in the loan industry, including 8 years as a Regional Manager at ICICI Bank, Prabhat Agrawal is a seasoned expert. A chartered accountant, he founded People Financials 12 years ago to simplify the loan process. Partnering with 78 banks, the firm offers home, business, personal, and education loans, with Prabhat's expertise in credit scores guiding clients to the best deals.
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