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This monograph contains information about ensuring the efficiency of commercial banks' activities based on optimal use of competitive advantages in the market, offering new banking services to customers, effective use of modern lending operations, implementing a well-thought-out investment policy, and expanding retail banking services perform the tasks data is also considered as a primary source in the work. Developing proposals and recommendations aimed at ensuring interbank competition in Uzbekistan can be used as an additional resource in organizing special courses and seminars.