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We cannot retire on a fixed income because inflation and the cost of living will slowly erode our lifestyles. Instead, we need the ability to outearn inflation. We can do this by trading options during retirement. Let's assume that our cost of living increases by 10% annually during retirement. We need to be able to earn at least 20% annual returns. Options trading is the way to earn 20% or greater annual returns. Once we earn this much money, we can re-invest it to grow our wealth even faster. It's the circle of life we need during retirement. Good Luck!