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I love talking about retirement because it is such an exciting topic to unpack. To have a successful retirement, you must lead a prosperous lifestyle. Leading a successful lifestyle means operating on a budget that leaves you enough money to invest in income-producing assets like dividends. If your situation doesn't allow you to save and invest money, then change your situation. It is truly that simple. Within five years, I invested enough money to earn $2,200 in monthly dividend income. These dividends are vital to my retirement; however, my budget is still the key to success. Good Luck!