Claim the benefits you've earned--and avoid costly mistakes Get a handle on the complicated Social Security system and make the most of your benefits with this revised edition of a trusted favorite. In this book, you'll get clear, jargon-free explanations of how Social Security works and how you can use it in your own unique situation to achieve your goals. Whether you're gearing up for retirement, helping a loved one navigate theirs, or still contributing and building your own future, you'll find what you need in this bestselling favorite! Inside... * Discover the best age to claim benefits *…mehr
Claim the benefits you've earned--and avoid costly mistakes Get a handle on the complicated Social Security system and make the most of your benefits with this revised edition of a trusted favorite. In this book, you'll get clear, jargon-free explanations of how Social Security works and how you can use it in your own unique situation to achieve your goals. Whether you're gearing up for retirement, helping a loved one navigate theirs, or still contributing and building your own future, you'll find what you need in this bestselling favorite! Inside... * Discover the best age to claim benefits * Find out if divorce affects your benefits * Learn how benefits are taxed * Apply for benefits like a pro * Navigate the Social Security website * Plan your retirement * Fully understand your benefits * Avoid unnecessary surprises
Jonathan Peterson is a former Executive Communications Director at AARP and an award-winning journalist. His interest in Social Security began when he covered the political debate in Washington that led to major reforms in 1983. He is a former Washington correspondent for the Los Angeles Times.
Inhaltsangabe
Introduction 1 Part 1: Getting Started with Social Security 5 Chapter 1: What Social Security Is and Why You Need It 7 Chapter 2: A Breakdown of Benefits 19 Chapter 3: Deciding When to Start Collecting Retirement Benefits 39 Chapter 4: Protecting Your Number and Securing Your Card 55 Part 2: Taking the Plunge: Filing for Social Security 71 Chapter 5: Signing Up for Benefits 73 Chapter 6: Determining How Much You've Earned 87 Chapter 7: Navigating the System 97 Chapter 8: When You and Social Security Disagree: The Appeals Process 121 Part 3: Who Benefits and When 139 Chapter 9: Spousal Benefits: Watching Out for Each Other 141 Chapter 10: Family Benefits: Who Gets What 155 Chapter 11: When You Can't Work: Social Security Disability Benefits 171 Part 4: Social Security and Your Future 195 Chapter 12: Enrolling in Medicare 197 Chapter 13: Working in "Retirement" 219 Chapter 14: Shaping a Financial Future You Can Live With 239 Part 5: The Part of Tens 251 Chapter 15: Ten Myths about Social Security 253 Chapter 16: Ten Reasons Young People Should Care about Social Security 263 Chapter 17: (Almost) Ten Choices Facing the Country about the Future of Social Security 271 Part 6: Appendixes 279 Appendix A: Glossary 281 Appendix B: Resources 289 Appendix C: Strengthening Social Security 295 Index 299
Introduction 1 Part 1: Getting Started with Social Security 5 Chapter 1: What Social Security Is and Why You Need It 7 Chapter 2: A Breakdown of Benefits 19 Chapter 3: Deciding When to Start Collecting Retirement Benefits 39 Chapter 4: Protecting Your Number and Securing Your Card 55 Part 2: Taking the Plunge: Filing for Social Security 71 Chapter 5: Signing Up for Benefits 73 Chapter 6: Determining How Much You've Earned 87 Chapter 7: Navigating the System 97 Chapter 8: When You and Social Security Disagree: The Appeals Process 121 Part 3: Who Benefits and When 139 Chapter 9: Spousal Benefits: Watching Out for Each Other 141 Chapter 10: Family Benefits: Who Gets What 155 Chapter 11: When You Can't Work: Social Security Disability Benefits 171 Part 4: Social Security and Your Future 195 Chapter 12: Enrolling in Medicare 197 Chapter 13: Working in "Retirement" 219 Chapter 14: Shaping a Financial Future You Can Live With 239 Part 5: The Part of Tens 251 Chapter 15: Ten Myths about Social Security 253 Chapter 16: Ten Reasons Young People Should Care about Social Security 263 Chapter 17: (Almost) Ten Choices Facing the Country about the Future of Social Security 271 Part 6: Appendixes 279 Appendix A: Glossary 281 Appendix B: Resources 289 Appendix C: Strengthening Social Security 295 Index 299
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