The Mortgages 101 - Reed, David
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With mortgage stories dominating the front-page news, people--whether they're buying a new house or refinancing--increasingly have questions about the complicated issues at stake. Arranged in an easily accessible question-and-answer format, Mortgages 101 provides readers with essential lending formulas, as well as important information on lending requirements and application procedures. The book shows readers how to save money by: - understanding key terms like ARMs and hybrids--and reading what's in the fine print - improving their credit scores to increase their borrowing power - using…mehr

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Produktbeschreibung
With mortgage stories dominating the front-page news, people--whether they're buying a new house or refinancing--increasingly have questions about the complicated issues at stake. Arranged in an easily accessible question-and-answer format, Mortgages 101 provides readers with essential lending formulas, as well as important information on lending requirements and application procedures. The book shows readers how to save money by: - understanding key terms like ARMs and hybrids--and reading what's in the fine print - improving their credit scores to increase their borrowing power - using technology to get the lowest interest rates - maximizing their return on investment, and cutting the cost of mortgage insurance This revised edition includes up-to-date material on new loan and government programs, as well as changes to the law regarding tax deductions, down payment assistance, reverse mortgages, bankruptcy, negative amortization and more--in short, all the answers readers need, in one must-have reference.
Autorenporträt
David Reed is a seasoned mortgage banker and a columnist for "Realty Times" and "Mortgage Originator" magazine. He is the author of "Mortgage Confidential" (978-0-8144-7369-6), "Your Guide to VA Loans" (978-0-8144-7435-8), "Who Says You Can't Buy a Home! "(978-0-8144-7340-5), and "Your Successful Career as a Mortgage Broker "(978-0-8144-7370-2).
Rezensionen
"Reed follows the question-and-answer format and covers just about every issue that can come up, from how much to put down to the various types of mortgages available. Perhaps the best thing Mr. Reed does is explain, simply, how banks determine your creditworthiness." --"The New York Times "