The financial paradigms that governed the late 20th and early 21st centuries, characterized by steady globalization, declining interest rates, and predictable career trajectories, are undergoing a fundamental dissolution. We have exited the era of the "Great Moderation" and entered a period defined by "tenuous resilience amid persistent uncertainty". The convergence of rapid technological advancement, particularly in artificial intelligence, with geopolitical fragmentation and erratic monetary policy creates a volatile environment where traditional financial planning playbooks are increasingly obsolete.
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