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A loan that uses real estate as collateral is typically referred to as a mortgage. The U.S. mortgage market is one of the largest markets in the world, with approximately 10 trillion dollars in debt outstanding. The mortgage market can be thought of as having two major components-the primary market in which mortgages are originated and the secondary market in which existing mortgages are bought and sold. This book recent developments and several housing finance issues stemming from them.
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