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The journey from financial novice to independent investor is frequently mischaracterized as an intellectual hurdle, a challenge reserved for those with advanced degrees in mathematics or economics. This perception serves as the primary barrier to entry for the majority of the population, effectively gating wealth creation behind a wall of jargon and complexity. However, the reality of successful investing, specifically the type that sustains wealth over decades, is that it relies less on raw intellect and more on structural discipline, behavioral management, and the implementation of robust systems.
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