Georgia Lainiotis

Personal Finance for Teens and Young Adults: Financial Literacy Skills to Empower Your Future, Crush Your Debt, And Build Smart Money Habits That Instill Confidence (eBook, ePUB)

• Format: ePub

Produktbeschreibung

Empower yourself with game-changing financial strategies, including knowledge and tools, to embark on a journey toward a future overflowing with confidence, security, and success.

Do you want to embark on a journey to master your money skills and unlock the secrets to savvy spending?

Are you worried about repeating the money mistakes your parents made?

Ready to plunge headfirst into the exciting realm of finances and investing but still need to decide your starting point?

Worry not! You're joining a vibrant community of ambitious young adults, all eager to shape their destinies.

Astonishingly, studies show that a staggering 75% of teens and young adults in the US feel overwhelmed and underprepared to navigate the financial landscape.

Unfortunately, numerous college students enter adulthood, bearing a heavy financial burden and limited knowledge of how to break free from it.

With the ever-increasing cost of tuition, books, housing, and other related college expenses, students are accumulating debt at an unprecedented rate. Recent studies indicate that student loan average balances have nearly tripled in the past 15 years.

What's more, the impact of crippling debt levels isn't limited to college graduates alone. The past few years have seen a significant surge in household indebtedness across the United States, driven by skyrocketing prices and inflation.

Unfortunately, this cycle of debt and poor financial habits has become the norm today simply because many individuals never receive the proper education and guidance for making sound financial decisions. As a result, they find themselves relying on payday loans, credit cards, and other sources of high-interest debt.

Sadly, this cycle often passes from generation to generation, making it challenging to break free from the paycheck-to-paycheck lifestyle.

But you don't have to accept this as your fate.

It's possible to achieve total financial freedom using this book's powerful strategies and meticulously designed tools, all expertly referenced to ensure your success.

This book is your gateway to discovering:

• Smart budgeting improve your decision-making using budgeting strategies that maximize your money.
• Part-time job opportunities, internships, and the economics of personal income.
• Basics for filing tax returns why you might want to file your taxes even if it's not required.
• Ways to "trick" yourself into saving money regularly without even thinking about it.
• Banking basics, online banking security, including how to open different types of accounts.
• The differences between debit and credit, and why building up your credit from a young age is essential.
• How to start saving for retirement, with the #1 money management tool for your retirement as a teenager/young adult.
• Discover the pathway to turning your passions and skills into lucrative ventures, propelling you into the ranks of successful young entrepreneurs.
• Learn strategies for paying for college, lowering student debt, and launching your adult life with a fresh start delve into accessible alternatives for pursuing your education.

And much more.

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Produktdetails

• Verlag: Georgia Lainiotis
• Erscheinungstermin: 20. März 2025
• Englisch
• ISBN-13: 9798227096999
• Artikelnr.: 73818862

Autorenporträt

Georgia Ismini Lainiotis is a Global Corporate Executive Strategic Advisor & Consultant. Her experience and passion lie in supporting Executives around the globe to transform their companies, successfully export, create effective global sales initiatives, conclude joint ventures, attain strategic alliance opportunities and achieve unprecedented growth and global expansion even within "troubled" economies.

Georgia has over 20 years experience in global Financial Services, IT, Manufacturing, Food & Beverage, Real Estate, Legal Services, Public Sector industries and Global Advisory/Consulting. She has worked on Wall Street for Morgan Stanley, Sullivan & Cromwell/Goldman Sachs in the city of London for Bank of Scotland, in Paris, France and Athens, Greece for Credit Agricole and Emporiki Bank and for Morgan Stanley in Beverley Hills, CA.

Georgia has spearheaded companies in the IT industry and has advised on integration/change strategy, global business development, exporting and global sales projects for numerous corporations and SMEs in various industries (IT, Petroleum, Retail, Food & Beverage, Manufacturing, Luxury Goods & Services, Legal, Engineering, Environmental, Finance, Shipping, Consulting and Automotive) and the Public Sector.

Georgia Ismini is a graduate of Smith College in Economics and Government with a minor in the Japanese language, a participant in the Columbia University's East Asian Institute Graduate Program. She has an MBA and MA (Masters of Arts in Economic Development) from the Florida Institute of Technology and the University of London.

She is fluent in 6 languages with native fluency in English, Greek, Spanish, Portuguese and working knowledge of French & Japanese.

Georgia has given lectures and seminars on various business and financial topics in Europe, Asia, and the US. She was voted a member of the International Who's Who Society and was inaugurated in Lausanne Switzerland for her contributions and dedication in the field of Financial Services. She was featured in the US Forbes 2012 Special Edition for her contributions and mastery of complex international business strategy solutions and management.

Specialization: Advising CEO's in areas of Business Development, Global Expansion, Change Strategies, Strategic Alliances, Cross- Cultural Alliances, International Negotiation, Due Diligence, Exporting Strategies, Global Niche Market Development and...