Roger Lewis

Ten Steps to Affordable Housing. The New Circuit of Credit (The Circle of Blame, #1) (eBook, ePUB)

• Format: ePub

Produktbeschreibung

Book Overview: Ten Pathways to Affordable Housing

Subtitle: Breaking the Circle of Blame in Housing Policy
Author: Roger Lewis

Core Thesis

The book argues that the affordable housing crisis stems from systemic design flaws, not market failure. Through 10 evidence-based pathways, it demonstrates how communities can reclaim housing from financialization and transform it into equitable infrastructure.

Key Themes & Pathways

1. Regulatory Reform Revolution
   • Problem: Zoning laws, NIMBYism ("Not In My Backyard"), and bureaucratic barriers block affordable development (HUD, 1991).
   • Solution: State-led overrides of exclusionary local policies (e.g., California's RHNA quotas).
2. Decommodification Models
   • Community Land Trusts (CLTs): Remove land from speculation.
   • Public Credit Systems: Replicate North Dakota's state bank to fund housing without predatory debt.
3. Climate-Policy Integration
   • Problem: "Green" regulations inflate costs without addressing housing shortages (Chapman University, 2024).
   • Solution: Pair density bonuses with sustainability mandates (e.g., transit-oriented development).
4. University-Community Partnerships
   • Case Study: Universities as anchors for equitable development, countering displacement (American Bar Association, 2024).
5. Financial Reengineering
   • Replace interest-based financing with community-controlled credit, slashing the 77% interest burden (Creutz, 2010).
6. Pattern Language Design
   • Apply Christopher Alexander's architectural principles for human-centered, livable communities.
7. Blockchain Governance
   • Transparent, resident-led decision-making for democratic development.
8. Carbon-Neutral Affordable Housing
   • Integrate renewable energy (solar, biogas) to cut costs via carbon credits.
9. Inclusionary Zoning 2.0
   • Mandate affordable units in market-rate projects while avoiding supply reduction (CQ Researcher, 2018).
10. Disaster-Resilient Communities
    • Post-crisis rebuilding models that prioritize equity (e.g., rejecting New Orleans-style "disaster capitalism").

---

Dieser Download kann aus rechtlichen Gründen nur mit Rechnungsadresse in A, B, CY, CZ, D, DK, EW, E, FIN, F, GR, H, IRL, I, LT, L, LR, M, NL, PL, P, R, S, SLO, SK ausgeliefert werden.

Produktdetails

• Verlag: Roger Lewis
• Erscheinungstermin: 7. Juli 2025
• Englisch
• ISBN-13: 9798231428564
• Artikelnr.: 74834734

Autorenporträt

Heading into what is statistically the last quarter of my life I have been establishing my affordable housebuilding Company Home@ix . A lot has happened in my 60 years and indeed I have learned a great deal in the Last 5 years , shocking, disspiriting, disappointing , things but also with some blessings, which we should all count one by one and cherish dearly.

https://grubstreetinexile.substack.com/about